When you are involved in a car accident that is caused by another driver, the matter is usually resolved by seeking financial recourse through the other driver’s insurance company. Fortunately for you, South Carolina law requires all insurance policies issued in the state to provide uninsured motorist coverage, so you may have some backing if you are hit by an uninsured motorist.
Although there are drivers everywhere who choose to drive without insurance, this problem is more widespread in South Carolina than elsewhere because the state allows uninsured motorists to register for a $550.00 fee for the right to drive while uninsured. The state makes it clear that no form of insurance is attached to the fee, and that an uninsured motorist is liable for all costs if he is at fault in an accident.
But the Charleston uninsured motorist attorneys of the Steinberg Law Firm know that the terms of your uninsured motorist coverage may not address all of your financial needs in the wake of an accident. Beyond that, because your insurer is always looking for a way to reduce the payout they will make to you, they may object to paying your claim on a variety of seemingly inconsequential grounds.
Should you require the services of an attorney to persuade your insurer to pay the benefits you are due, or to pursue legal action against the uninsured motorist responsible for your accident in an effort to seek damages beyond the scope of your policy, contact the Charleston uninsured motorist lawyers of the Steinberg Law Firm at 843-720-2800. We can help to make it right.