What Is the Index System?

As if being involved in an accident is not stressful enough, dealing with insurance companies afterward can certainly make things more so. You will likely be contacted by an adjuster from the insurance company after you file your claim who may ask for some personal information— your full name, address, date of birth, social security number and more. Although you may be wary of providing this, the adjuster will tell you that this information is necessary for handling your claim.

What probably is not made clear, by the adjusters, is that this information will be entered into the Index System, a national database which provides insurance companies with a list of every insurance claim you have made in the last twenty years, whether personal injury, auto, homeowner’s or worker’s compensation. This service is maintained by Insurance Services Offices, Inc.

This Index System is used by the vast majority of insurance companies. It contains information such as the nature of your claim, your injury and the amount of any settlements received. Members of your household are linked to your profile. Having access to the Index System allows insurers to check the claim history of clients and to prevent fraudulent claims.

It is important to bear in mind when and if you obtain legal counsel after your accident that the details of any past claims and settlements are readily available to them. Being dishonest or disingenuous about them can potentially disrupt or delay proceedings. Informing your attorney of a complete history of your legal claims ensures that your current case goes as smoothly, and with as little stress, as possible.

RESULTS

WE HAVE RECOVERED OVER $500 MILLION FOR CLIENTS IN THE LAST 10 YEARS, INCLUDING:
$2,750,000 in a product defect case, scissor lift malfunction.

What Is the Index System?

As if being involved in an accident is not stressful enough, dealing with insurance companies afterward can certainly make things more so. You will likely be contacted by an adjuster from the insurance company after you file your claim who may ask for some personal information— your full name, address, date of birth, social security number and more. Although you may be wary of providing this, the adjuster will tell you that this information is necessary for handling your claim.

What probably is not made clear, by the adjusters, is that this information will be entered into the Index System, a national database which provides insurance companies with a list of every insurance claim you have made in the last twenty years, whether personal injury, auto, homeowner’s or worker’s compensation. This service is maintained by Insurance Services Offices, Inc.

This Index System is used by the vast majority of insurance companies. It contains information such as the nature of your claim, your injury and the amount of any settlements received. Members of your household are linked to your profile. Having access to the Index System allows insurers to check the claim history of clients and to prevent fraudulent claims.

It is important to bear in mind when and if you obtain legal counsel after your accident that the details of any past claims and settlements are readily available to them. Being dishonest or disingenuous about them can potentially disrupt or delay proceedings. Informing your attorney of a complete history of your legal claims ensures that your current case goes as smoothly, and with as little stress, as possible.

RESULTS

WE HAVE RECOVERED OVER $500 MILLION FOR CLIENTS IN THE LAST 10 YEARS, INCLUDING:
$2,750,000 in a product defect case, scissor lift malfunction.

What Our Clients Say About Us

I am very pleased with my experience

I have, and will continue to recommend The Steinberg Law Firm. They have worked very hard on my behalf.

It is hard to really put in writing how much Tom was there for me

He really did such an unbelievable job. Even when the settlement was made, he returned a text with a call to share in the joy over another medical event we were going through, that had a great outcome. Yes, they really do care.

I would highly recommend them

Enjoyed the fact that every time I called, someone called me back. It made me feel like my case mattered, and that I mattered. They answered all of my questions and concerns in a timely manner.

They will go the extra mile for you

David Pearlman and his staff did an exceptional job on my claim. Mr. Pearlman was honest, patient and steered me in the right direction. A’Riel was always nice and very helpful. I would recommend them to everyone.

I would never seek help from any other Firm!

The lawyers and their staff are very professional, caring about your situation! They are one of a kind!Get this Firm behind you and you will never be sorry!

It was a pleasure working with Steven Goldberg and his staff

They were courteous and professional. They maintained regular contact for status reports on my case and provided needed documentation on a timely basis. I would recommend this firm.