Insurance and Your Car Accident

If you get into an auto accident with another driver in South Carolina, there are three ways to seek compensation for damages.
1. You can file a claim with your insurance company.
2. You can file a claim with the other driver’s insurance company.
3. You can file a lawsuit against the other driver.

In practice, this leads to lots of finger-pointing. The other driver and both insurance companies will often try to deny liability and leave you holding the bill.

At Steinberg Law Firm, our car accident lawyers have plenty of experience dealing with insurance companies and at-fault drivers who are reluctant to pay up. By hiring us to represent your interests, you will gain a tireless advocate who fights to get the compensation you deserve.

Negotiating With Insurance Adjusters

Ideally, a car accident victim will be compensated for the full medical, financial, and emotional costs of the accident. One way that insurance companies try to avoid paying this full amount is by offering you a smaller amount of money early on in the process, possibly even before you know what the full costs are going to be. This is just one of the ways adjusters try to underpay you.

Some rules to follow when speaking with insurance adjusters:

• Don’t agree to an adjuster’s initial offer
• Set limits on your calls with insurance adjusters
• Take notes on your conversations
• Don’t sign anything from the other driver’s insurance company
• Get legal representation as soon as possible

That last rule is the most important: the best way to avoid being pressured into a deal by unscrupulous adjusters is to have someone familiar with auto accident law represent you. Rather than trying to work through a system with which you are unfamiliar, leave negotiations to the legal expertise of our auto accident attorneys.

Making An Under-Insured or Uninsured Driver Claim

There is always the possibility that the other driver in an auto crash will not have insurance, or will have insufficient insurance to cover the accident. South Carolina law obligates all car owners to purchase uninsured motorist insurance for these situations, but if the motorist is merely underinsured, getting appropriate compensation could prove difficult.

It’s always a good idea to get underinsured motorist insurance included in your insurance package. However, if you don’t have it, our car accident lawyers will do our best to ensure that you receive enough to cover the costs of the accident.

Representing Auto Accident Victims

Steinberg Law Firm looks out for your best interests. With an award-winning legal team of tenacious and experienced attorneys, we’ve built our reputation on treating each client with the same high level of respect and professionalism, no matter the size of their case.