Insurance and Your Car Accident

Insurance and Your Car Accident

If you get into an auto accident with another driver in South Carolina, there are three ways to seek compensation for damages.
1. You can file a claim with your insurance company.
2. You can file a claim with the other driver’s insurance company.
3. You can file a lawsuit against the other driver.

In practice, this leads to lots of finger-pointing. The other driver and both insurance companies will often try to deny liability and leave you holding the bill.

At Steinberg Law Firm, our car accident lawyers have plenty of experience dealing with insurance companies and at-fault drivers who are reluctant to pay up. By hiring us to represent your interests, you will gain a tireless advocate who fights to get the compensation you deserve.

Negotiating With Insurance Adjusters

Ideally, a car accident victim will be compensated for the full medical, financial, and emotional costs of the accident. One way that insurance companies try to avoid paying this full amount is by offering you a smaller amount of money early on in the process, possibly even before you know what the full costs are going to be. This is just one of the ways adjusters try to underpay you.

Some rules to follow when speaking with insurance adjusters:

  • Don’t agree to an adjuster’s initial offer
  • Set limits on your calls with insurance adjusters
  • Take notes on your conversations
  • Don’t sign anything from the other driver’s insurance company
  • Get legal representation as soon as possible

That last rule is the most important: the best way to avoid being pressured into a deal by unscrupulous adjusters is to have someone familiar with auto accident law represent you. Rather than trying to work through a system with which you are unfamiliar, leave negotiations to the legal expertise of our auto accident attorneys.

Making An Under-Insured or Uninsured Driver Claim

There is always the possibility that the other driver in an auto crash will not have insurance, or will have insufficient insurance to cover the accident. South Carolina law obligates all car owners to purchase uninsured motorist insurance for these situations, but if the motorist is merely underinsured, getting appropriate compensation could prove difficult.

It’s always a good idea to get underinsured motorist insurance included in your insurance package. However, if you don’t have it, our car accident lawyers will do our best to ensure that you receive enough to cover the costs of the accident.

Representing Auto Accident Victims

Steinberg Law Firm looks out for your best interests. With an award-winning legal team of tenacious and experienced attorneys, we’ve built our reputation on treating each client with the same high level of respect and professionalism, no matter the size of their case.

Practice Areas



$3.15 Million

Car accident settlement

$1.45 Million

Fatal Car Accident

Leaders in the Legal Industry

Steinberg attorneys have been awarded numerous distinctions, such as Super Lawyers, Best Lawyers in America by U.S. News & World Report, Gedney M. Howe, Jr. Award for Outstanding Public Service, the SC Leadership in Law award, and has been voted Best Workers’ Comp Firm in SC, among other distinctions.

What Our Clients Say

They have amazing lawyers!

They have worked on an impossible situation and exceeded all expectations in the resulting settlements. I would recommend the Steinberg Law Firm to anyone and everyone!

My experience was excellent

From the first consultation to the end of my case I was kept updated step by step. My attorney worked hard for me and got me more than what I expected.

I never felt like I was alone

My lawyer and his Paralegal were right with me the entire case. I never felt like I was alone. At every turn they were in my corner. Someone recommended me to Steinberg law firm and I gladly would do the same for someone else.

I couldn't have asked for better

The people from the Steinberg group are top-notch. They handled my case extremely well, I couldn’t have asked for a better performance. Thank you all so much for all you did for me.

I am grateful for them!

At my worst, they honestly and carefully protected and defended my family on multiple levels. I’m a client for life and the integrity of this law firm is unmatched. Thank You Steinberg Law Family!!!

The people are thoughtful and professional

Questions and concerns always get answered and concerns are taken care of. Thank you all at Steinburg for a good experience and for showing me that you care about your clients.

The best law firm

This the best law firm anyone could ever deal with. Mr. Pearlman will work hard to get everything that is owed to you. It was a pleasure to have been represented by this firm.

A wonderful experience

Had a wonderful experience with Mr. Pearlman and his team. Thank you very much for your diligence and expertise.

I highly recommend them

They work as a team providing the best referrals and assistance to accomplish what my family and I needed. I highly recommend them because you won’t be disappointed.