Frequently Asked Questions

What do I do if I am in a car accident and the at-fault driver does not have insurance?

What do I do if I am in a car accident and the at-fault driver does not have insurance?

South Carolina law requires that all drivers have automobile insurance with the minimum monetary limits. However, some vehicle owners do not acquire or maintain vehicle insurance. They are uninsured motorists.

If an uninsured driver caused your car accident, then that driver does not have an insurance provider that you can file a claim against. Instead you may file a claim with your insurance company if you have uninsured motorist insurance coverage. This coverage is optional. However, it gives you the ability to receive compensation for the damages and injuries you suffered in the car accident.

The minimum amount of uninsured motorist coverage that an insurance company can provide in South Carolina is $25,000. The coverage is for injury or destruction of property.

Other Car Accident FAQs:

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