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What do I do if my damages are more than the insurance policy limits of the at-fault driver who hit me in a car accident?
What do I do if my damages are more than the insurance policy limits of the at-fault driver who hit me in a car accident?
In a collision between vehicles, property damages and injuries may occur. You may file a claim or lawsuit against the at-fault driver to receive compensation from their insurance provider. You and the other driver must have an automobile insurance policy with at least the minimum monetary limits as required by South Carolina laws.
However, it is possible that your property damage and injuries may exceed the limits of the at-fault driver’s insurance coverage. Underinsured motorist insurance is an optional insurance in addition to the mandatory coverage. If you have underinsured or uninsured insurance coverage, you can file a claim with your insurance company to cover the balance of you damages.
Other Car Accident FAQs:
- Am I liable if I hit the car in front of me after I was rear-ended by another driver?
- Can I sue after a car accident if I was not wearing my seat belt?
- Do I have to call the police after a car accident?
- Do I need a car accident attorney?
- Does South Carolina use a fault-based system for car accidents? What does that mean for someone involved in an auto accident?
- How is fault determined in South Carolina?
- How long do I have to file a car accident claim?
- How many car accidents occur in South Carolina each year?
- How many fatal car accidents happen in South Carolina each year?
- What compensation can I get after a car accident?
- What do I do if I am in a car accident and the at-fault driver does not have insurance?
- What do I do if my damages are more than the insurance policy limits of the at-fault driver who hit me in a car accident?
- What do I need to know about my South Carolina accident report?
- What does comparative fault mean when it relates to a South Carolina car accident?
- What should I do after a car accident?
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